Madisonville State Bank provides a complete range of small business, agricultural, and commercial real estate financing services.

Our lenders have the depth of knowledge and experience to structure financing tailored to meet your construction and interim real estate, working capital and equipment financing needs.

Whether you are starting a new business, looking to expand an existing business, or investing in income-producing real estate, we have a loan that is right for you. We offer the following types of loans:

COMMERCIAL REAL ESTATE LOANS

Mini-perm, fixed rate financing for acquisition and redevelopment of industrial/warehouse, office, retail, multi-family and special purpose properties.

CONSTRUCTION LOANS

Construction financing for owner-occupied and investor- owned commercial and multi-family projects of all types.

AGRICULTURAL LOANS

Working capital needs for today’s rancher. Small farm loans are our specialty. If your cow herd is from 5 to 5,000, or your field crop is 5 to 5,000 acres, we are your bank. We can design a repayment plan to suit your needs.

RANCH LAND LOANS

From the 25-acre weekend getaway to the 2,500-acre commercial cow-calf operation, we can provide financing that has appropriate terms with competitive rates.

WORKING CAPITAL

Working capital lines of credit are custom-built to fulfill your business's operating requirements. We work with the following business funders who offer working capital business cash advance loans: Edge Capital Funding, Green Capital Credit, MDS Funding.

TERM LOANS

Equipment and acquisition financing with a variety of maturity and payment alternatives to meet the expansion needs of your company.

LETTERS OF CREDIT

Standby and documentary letters of credit for special transaction needs.

SMALL BUSINESS ADMINISTRATION (SBA) LOANS

Additional financing options for new business opportunities can help fund the purchase of real estate, equipment, and intangible assets. These loans can play a vital role in the initial establishment or growth of your company.